Institute for Social and Economic Change


M. Mahadeva




Associate Professor, Agricultural Development & Rural Transformation Centre (ADRTC)
Area of Specialisation
  • Rural Transformation (Public Employment, Community Assets, Rural Women Enterprises, Tribal Development)

  • Economics of Housing (formal & informal markets of inputs)

  • Banking and Finance

Academic Qualification
  • Ph D in Economics, University of Mysore, 1993
    Title of the thesis: "A Study of the Housing Co-operatives in India with Particular Reference to karnataka"

  • M.A. in Economics, University of Mysore, 1986.

  • B.A. with Economics, Cooperation and Public Administration, University of Mysore, 1984.

Selected Publications


  • Housing in India: The Situation, Development and Challenges, (forthcoming), Orient Longman

  • Cooperation at Cross Roads (2002), (Edited with Prof. Abdul Aziz), Chetana Book House and Publishers, Mysore


  1. Inclusive Growth and Micro Finance: A Review of the Development in India and Policy, Stanford Journal of Microfinance (Forthcoming)

  2. Poverty of access to financial services and its alleviation in the United Kingdom and India, Cambridge Journal of Social Policy (Forthcoming)

  3. Understanding financial abandoning from a micro perspective: Policy responses for the inclusion in India, Savings and Development (Forthcoming)

  4. Dimensions of Urban Housing Poverty in India: Some Development Issues and Options, International Development Planning Review (forthcoming).

  5. Empowering Women through Agricultural Entrepreneurial Trades: What Field Insights Suggests from Karnataka?, Journal of Social and Economic Development (forthcoming)

  6. Challenges of Sustainable Housing Financial System in India. Margin Vol III. No.1, January-March 2009.

  7. Housing Problem of the Scheduled Castes and Scheduled Tribes in Karnataka: An Alternative Framework, Journal of Social and Economic Development, Volume 10, Number 1, January-June 2008..

  8. Financial Growth in India: Whither Financial Inclusion, Margin, Vol. II No. 2, April-June 2008.

  9. Housing Poverty in Rural India: Status, Issues and Policy Options, Review of Development and Change (forthcoming).

  10. For a Roof over one's Head: Social Distanced Section and Access to Housing and Amenities in India, Man and Development, Volume XXIX, Number 3, September 2007.

  11. Mission Trapped with Indolence: Alternative Strategies for Revival of Cooperative Sector’s Financial Services for Housing in India, Savings and Development, No. 4, - XXX, Italy, (2006).

  12. Reforms in Housing Sector in India: Impact on Housing Development and Housing Amenities, Habitat International, Vol 30, Issue 4, Elsevier Publications, UK. Available online, (2006).

  13. India’s Housing Needs: Towards Suggesting Pragmatic Strategies, Review of Development and Change, Volume X, Number 1, January-June, 2005.

  14. Development of Housing Finance: Shouldn’t Indian Housing Finance System be Responsive?, Savings and Development , No 4, XXVIII, Giordano Dell’ Amore Foundation, ( A Centre for Financial Growth and Development Assistance) Milano: Italy. (2004)

  15. Housing and Amenities in India: An Explanation towards Development and Deprivation, Man and Development, Volume XXVI, No 2, June 2004.

  16. Arresting Dilapidated Housing Stock: An Assessment of the Problem, Public Action and Options, The Asian Economic Review, Vol.46, No.1, April 2004.

  17. Housing Problem and Public Action: Continued Incompatibility – Experience from a Southern State, Review of Development and Change, Vol IX, No 1, January- June 2004.

  18. Institutional Finance for Housing in India, in Housing Finance in India, (Edited by Subbulakshmi.V), The ICFAI University Press, Hyderabad, 2004.

  19. A Critical Reflection on Development of Scheduled Castes, Journal of Social and Economic Development, Vol 5, No 1 , Jan-June 2003.

  20. Third Sector in Urban Housing: Problems and Prospects, Urban India, Vol XXIII, No 2, July- December, 2003

  21. Community Assets and Employment Generation Under JRY in Karnataka:
    A Dolorous Performance, Social and Economic Dimensions of Indian Population (Edited by Vatsala Srivastava), Serial Publications, New Delhi, 2003.

  22. Canadian Perspective on Housing Development: Lessons for the Indian context, Indian Journal of Social Development, Vol 2,No 2,December 2002.

  23. Reducing Urban Housing Poverty: An Assessment of Policy Successes and Failures, Urban India, Vol XXII, No 2, July- December 2002 .

  24. Employees State Insurance Scheme: An Analysis of Performance and Growing Resentment, Indian Journal of Social Development. Vol 2, No 1, June 2002.

  25. Housing Finance: Can Commercial Banks Meet People's Housing Finance Needs, Margin. Vol 34, No 1, Jan-March 2001.

  26. Housing Development: A Comparative Perspective of the Netherlands and India, Urban India. Vol XXI, No 1, Jan-June 2001.

  27. The Prime Minister’s Rozgar Yojana in Bangalore: An Appraisal, The Indian Journal of Labour Economics, Vol 43, No. 4, October-December 2000.

  28. The National Housing and Habitat Policy 1998: Some Comments (with Thara Bai), Nagarlok, Vol. XXXII, No. 1, January-March 2000.

  29. Social Infrastructure and Union Budget 1998-99, Business and Economic Facts for You, August 1998.

  30. Development and Change under Integrated Tribal Development Project, Man and Development, Vol. XX, No. 2, June 1998.

Recent Research Projects Completed
  • Viable Entrepreneurial Trades for Women in Agriculture: Karnataka, Govt of India, February 2008

  • Agricultural Input Subsidies in India: Quantum of Subsidies to SC/ST Farmers, Govt of India, December 2004

Research Projects on Hand
  • An Evaluation of Housing Schemes Implemented in Karnataka by Rajiv Gandhi Rural Housing Corporation.

  • The Impact of Macro Management of Agricultural Schemes, Govt. of India.

Assignments with Policy Bodies
  • Member of the Consultative Group on Mid-Term Appraisal of the Eleventh Five Year Plan (2007-2012), (STs) Planning Commission, Government of India.

  • Director in the Board of State Bank of Mysore, Bangalore.

  • Trustee, Panchajanya Vidhyapeeta Welfare Trust, Bangalore

International Fellowships received
  • India-Netherlands Social Science Scholar Exchange Award (2010) on the research theme “Cooperatives and alleviation of housing poverty: the experience of the Netherlands and lessons for India”, with academic affiliation to the Institute of Social Studies, The Hague: The Netherlands.

  • Commonwealth Academic Staff Fellowship Award (2008) affiliated to the School for Policy Studies, University of Bristol, United Kingdom, from October 2008 to March 2009.

  • Shastri Indo-Canadian Institute’s (SICI) Fellowship Award in Humanities and Social Sciences (2000-2001) and affiliated to the Centre for Urban and Community Studies, University of Toronto. Toronto, Canada. 

  • Indo-French Cultural Exchange Visiting Scholar Award (1998), affiliated to Maison Des Science De L’ Homme, Paris, France.

  • IDPAD Exchange of Scholars Award (1997), affiliated to the Institute for Housing and Urban Development Studies, Rotterdam, the Netherlands.

PhD Supervision

Four scholars have obtained thier PhD Degrees including Dr. Pradeep Kumar Mehta (Agricultural Economics) in January 2010. Dr. Thara Bai (Housing Economics), Dr. Kousar Jahan Ara Begum (Institutional Economics) and Dr. Rangaswamy (Urban Economics) were the other scholars. Looking for a scholar, preferably a teacher fellow to work on PhD dissertation in the area of Financial Growth and Financial Inclusion.


Dr M.Mahadeva,
Associate Professor, ADRTC
Institute for Social and Economic Change 
Nagarabhavi, Bangalore - 560 072, India. 
Tel. : 080- 23215468, Cell: 09740381179
Fax : 080-23217008
Email :


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